Clever budgeting skills can earn you £££s and help you save for those expensive items like holidays, a new car or school trips for the kids. It's also a great way to keep on top of finances and ensure you have extra cash at the ready for bills, repairs and any other expenses that crop up. Here are our top tips for successful budgeting:-
Around half of us now manage our money online. These days you don't even need to be at a computer to manage your accounts, you can do it through your smartphone. Banking applications allow you to pay bills, transfer
The term “price war” is one of the most overused when it comes to banking. Sometimes people are faced with such a paucity of deals, they are desperate to see any tiny relaxation of lending or boost to savers’ returns as a price war. It is called wishful thinking. But as the economy continues to pick up and mortgage lending reaches its highest level since the great crash, talk of a real price war, for borrowers at least, is not an overstatement.
Britain's minimum wage is likely to rise faster than inflation for several years to come, so long as the economy continues to improve, the body which advises Britain's government on the topic said on Wednesday. Earlier in the day the government agreed to the Low Pay Commission's recommendation for a 3 percent increase in Britain's minimum wage this year to 6.50 pounds, which will be the first above-inflation increase since 2008.
There's a tragic problem in the UK with banking exclusion. If you're one of the million people who can't get a regular bank account, it's a nightmare. Yet there is a solution called a 'basic bank account'. This product is designed for those with poor credit scores.
MoneyMona Launches its e-money current account. The e-current account gives you a Visa debit card and your own Sort Code and account number and the online platform which enables you to budget and make payments.
Prepaid debit card use is exploding.
They're now the fastest growing payment method. In the US Americans spent about $37 billion on prepaid debit cards last year -- double the amount from 2009, according to the Network Branded Prepaid Card Association.
The Moneymona Account and Visa Debit Card is an electronic money product issued by Contis Financial Services Ltd who is authorised by the Financial Conduct Authority to issue e-money (Firm Reference Number 900025). Although it is a product regulated by the Financial Conduct Authority, it is not covered by the Financial Services Compensation Scheme. We ensure that any funds received by you are held in a segregated account so that in the unlikely event that Contis Financial Services Ltd becomes insolvent your funds will be protected against claims made by creditors.