TAKE CONTROL OF YOUR FINANCES
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Fully understanding where your money goes, when, and in what amounts can be critical to taking control of your personal finances. Personally, I choose a simple Excel spreadsheet upon which to track my expenses, but really, the
method isn't that important as long as it is conducive to the tracking process.
And when I say "follow expenses", I mean I follow all expenses, not just the major ones. Knowing how much we spend on school supplies each year or what our holidays costs were helps better prepare and plan for the upcoming year and also makes it easier to find ways to cut back. By tracking things like utilities, baby costs, home-related expenses, and more, we've found ways to making sweeping adjustments to how we spend, in some cases cutting utility costs significantly. For example, we were able to reduce utility costs by 30 percent year-over-year in our previous home by better understanding our consumption and making adjustments.
Moneymona current account can help you budget you can also download a step by step guide to show you how. http://www.moneymona.com/info/downloads
NO CREDIT CHECKSyou get a new current account with a Sort Code and Account Number with a visa debit card you can use anywhere globally you see the Visa logo & Great Rewards.
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